71 lines
4.1 KiB
SQL
71 lines
4.1 KiB
SQL
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-- V91: 인정실적 + 환산보험료 (product_conversion_rate + recognized_performance_ledger)
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-- 환산보험료 = 보험료 × 상품별 환산율.
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-- 인정실적 = 환산보험료 × 인정율.
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-- 시상/등급 산정의 기초 데이터.
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-- ============================================================
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-- 1. product_conversion_rate — 상품별 환산율 마스터
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-- ============================================================
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CREATE TABLE product_conversion_rate (
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rate_id BIGSERIAL PRIMARY KEY,
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product_id BIGINT NOT NULL REFERENCES product(product_id),
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conversion_rate NUMERIC(7,4) NOT NULL,
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effective_from DATE NOT NULL,
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effective_to DATE,
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created_at TIMESTAMP NOT NULL DEFAULT NOW(),
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created_by BIGINT,
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updated_at TIMESTAMP,
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UNIQUE (product_id, effective_from),
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CHECK (conversion_rate >= 0 AND conversion_rate <= 1)
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);
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COMMENT ON TABLE product_conversion_rate IS '상품별 환산율 마스터 — 인정실적 산출을 위한 보험료 환산율';
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COMMENT ON COLUMN product_conversion_rate.rate_id IS '환산율 PK';
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COMMENT ON COLUMN product_conversion_rate.product_id IS '적용 상품 FK';
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COMMENT ON COLUMN product_conversion_rate.conversion_rate IS '환산율 (소수, 예: 0.5 = 50%)';
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COMMENT ON COLUMN product_conversion_rate.effective_from IS '적용 시작일';
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COMMENT ON COLUMN product_conversion_rate.effective_to IS '적용 종료일 (NULL=현재 유효)';
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CREATE INDEX idx_pcr_product_from ON product_conversion_rate(product_id, effective_from);
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-- ============================================================
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-- 2. recognized_performance_ledger — 인정실적 원장
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-- ============================================================
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CREATE TABLE recognized_performance_ledger (
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ledger_id BIGSERIAL PRIMARY KEY,
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agent_id BIGINT NOT NULL REFERENCES agent(agent_id),
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contract_id BIGINT NOT NULL REFERENCES contract(contract_id),
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settle_month CHAR(6) NOT NULL,
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premium_amount NUMERIC(15,2) NOT NULL,
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conversion_rate NUMERIC(7,4) NOT NULL,
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converted_premium NUMERIC(15,2) NOT NULL,
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recognition_rate NUMERIC(7,4) NOT NULL,
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recognized_amount NUMERIC(15,2) NOT NULL,
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status VARCHAR(20) NOT NULL DEFAULT 'CALCULATED',
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created_at TIMESTAMP NOT NULL DEFAULT NOW(),
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updated_at TIMESTAMP,
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CHECK (status IN ('CALCULATED','CONFIRMED','CANCELLED')),
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CHECK (premium_amount >= 0),
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CHECK (conversion_rate >= 0 AND conversion_rate <= 1),
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CHECK (converted_premium >= 0),
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CHECK (recognition_rate >= 0 AND recognition_rate <= 1),
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CHECK (recognized_amount >= 0)
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);
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COMMENT ON TABLE recognized_performance_ledger IS '인정실적 원장 — 설계사별 계약 단위 환산보험료 및 인정실적';
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COMMENT ON COLUMN recognized_performance_ledger.ledger_id IS '원장 PK';
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COMMENT ON COLUMN recognized_performance_ledger.agent_id IS '설계사 FK';
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COMMENT ON COLUMN recognized_performance_ledger.contract_id IS '대상 계약 FK';
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COMMENT ON COLUMN recognized_performance_ledger.settle_month IS '정산 귀속월 (YYYYMM)';
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COMMENT ON COLUMN recognized_performance_ledger.premium_amount IS '보험료';
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COMMENT ON COLUMN recognized_performance_ledger.conversion_rate IS '적용 환산율 (product_conversion_rate 스냅샷)';
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COMMENT ON COLUMN recognized_performance_ledger.converted_premium IS '환산보험료 = premium_amount × conversion_rate';
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COMMENT ON COLUMN recognized_performance_ledger.recognition_rate IS '인정율 (설계사 등급/정책 기준)';
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COMMENT ON COLUMN recognized_performance_ledger.recognized_amount IS '인정실적 = converted_premium × recognition_rate';
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COMMENT ON COLUMN recognized_performance_ledger.status IS '상태 (CALCULATED/CONFIRMED/CANCELLED)';
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CREATE INDEX idx_rpl_agent_month ON recognized_performance_ledger(agent_id, settle_month);
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CREATE INDEX idx_rpl_contract ON recognized_performance_ledger(contract_id);
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